Payment Gateway Domain Knowledge

Payment Gateway Domain Knowledge

Mythreya Kotha Marketing Manager – Insurance, Cards & Payments, Infosys Mythreya has over 12 years of Industry experience. Test mode Only enable Test mode if your gateway provided you with a separate test account. Instead, it is recommended that you perform your tests in production mode. If a payment gateway accepts multiple currencies, the Storefront will attempt to transmit your primary currency information to the payment gateway. He has successfully conceptualized and institutionalized strategies for centralized payment hub implementations across multiple countries for several clients, including a leading bank in the US. Authorize.Net AIM, Authorize.Net CIM, Paymentech, Elavon, PayPal Express Checkout, PayPal Website Payments Pro, Sage Pay Direct, etc.). Please consult your payment gateway’s technical documentation for running in test mode. In his blogs, Sachin will share his extensive insights on innovation, digital insurer, insurance cards and payments, and big data analytics. Nageswara Kalisetti Lead Consultant, Cards and Payments, Infosys With over 13 years of technology and domain consulting experience, Nageswara has been part of Europay, MasterCard, and Visa (EMV) solutioning and E2E implementation of authentication protocols. Currency Most payment gateways accept only a single currency (e.g. He has worked with leading payment processing and financial services companies for consulting assignments in Oracle financials, billing, and master data management. Recurring payment Automatic payment collection for a recurring order is supported for certain payment gateways (e.g. Sachin Pandhare Innovation Leader – Insurance Cards & Payments, Infosys Sachin Pandhare has over 22 years of IT and industry experience. In addition, Sudalaimuthu has extensive proficiency in Oracle Financial Services Analytical Applications (OFSAA), such as enterprise risk management (ERM), Basel, credit risk, GL Recon, and regulatory reporting. A payment gateway provides a secure connection to communicate payment information between the customer’s financial account and your bank account. He has worked in various domain-related initiatives in the cards and payments industry and will blog about the same.

Payment Gateway Domain Knowledge

 

A payment gateway provides a secure connection to communicate payment information between the customer’s financial account and your bank account. Please consult your payment gateway’s technical documentation for running in test mode. He will blog about loyalty marketing, cards and payments, anti-money laundering (AML), and credit reporting. He has in-depth knowledge of the card industry, authorizations, risk management, credit, collections, and end-to-end card processing, covering both issuing and acquiring. He has extensive experience in areas such as business analysis, product development, and management. You may also use the virtual terminal of your payment gateway to schedule the recurring collection of payment outside of the Storefront, if available. Sudalaimuthu Gurusamy Senior Consultant, Cards and Payments Practice, Infosys As a senior consultant, Sudalaimuthu has seven years of experience in the banking and financial services domain. She has also consulted widely in areas such as loyalty, card capture agency process revamping, performing various roles such as senior business analyst and E2E project manager. With over 10 years of experience in this sphere, he has authored multiple POVs on topics such as payments and SWIFT. The recurring order will still get created and you can always collect the money separately by invoicing your customer or use the virtual terminal provided by your payment gateway. Dattaprasad will blog about payments, cards, and SMAC. He focuses on delivering innovative technology solutions, leveraging the concepts of cloud, mobility, and analytics. If a payment gateway accepts multiple currencies, the Storefront will attempt to transmit your primary currency information to the payment gateway. Anubhav Tripathi Consultant – Cards and Payments, Infosys Anubhav has more than five years of technology and domain consulting experience. Amit will share his insights on faster payments, payment startups, innovation, SWIFT, and loyalty solutions. Vignesh has also provided advisory services to some of the world’s leading financial services, telecom, and automotive clients. Instead, it is recommended that you perform your tests in production mode. Under test mode, the system will attempt to transact with the gateway’s sandbox server and results will often vary depending on the amount, credit card number and expiry being used in order to simulate different approval and denial errors. Test mode Only enable if your gateway provided you with a separate test account. He specializes in product and Industry Marketing and is currently managing marketing for Insurance, Cards & Payments Industry vertical. Vikram Pillai Lead Consultant, Cards and Payments, Infosys Vikram has over 14 years of technology and domain consulting experience, and is a specialist in cards (issuing and acquiring), payments, and Europay MasterCard Visa (EMV). He leads the innovation lab for Insurance, Cards and Payments vertical in Infosys and is responsible for driving various innovation initiatives for the unit. USD) and are usually predetermined in your merchant account during registration. You will need to enter the account credentials given by your payment gateway provider into the Storefront under Configuration > Payment. At Infosys, she is a part of the Cards and Payments practice. Most payment gateways will waive the transaction fee if you refunded a transaction before the funds have settled.

Payment Gateway Domain Knowledge

 

He has advised one of the largest issuer and card networks on multiple technology transformation and compliance programs. You will need to enter the account credentials given by your payment gateway provider into the Storefront under Configuration > Payment. Please see the information on individual payment gateways to determine if it supports recurring payments. Vikram will blog about the latest trends in cards and payments, NFC, and fraud tends. He has a Master of Business Administration degree with a strong background in finance and economics. Sneha A Sinha Consultant – Cards and Payments, Infosys Sneha is an information systems professional with over eight years of experience in telecom and financial services domain. The test account is usually different from your production account. Gautam will blog about billing, master data management, big data, and Oracle applications. Her expertise lies in closing critical gaps in a short span of time. The test account is usually different from your production account. Currency Most payment gateways accept only a single currency (e.g. Recurring payment Automatic payment collection for a recurring order is supported for certain payment gateways (e.g. Always ensure that your payment gateway can support your primary currency for your merchant account. The recurring order will still get created and you can always collect the money separately by invoicing your customer or use the virtual terminal provided by your payment gateway. In her blogs, Sneha will share expert insights on topics such as loyalty marketing, cards, and payments. Please contact your payment gateway for more information. Please see the information on individual payment gateways to determine if it supports recurring payments. Under test mode, the system will attempt to transact with the gateway’s sandbox server and results will often vary depending on the amount, credit card number and expiry being used in order to simulate different approval and denial errors. Gateways In order to accept credit card and other advanced payment types like PayPal, you will need to open a merchant account with a payment gateway provider (Authorize.net, Elavon, PayPal, etc.). He has also implemented 3D secure, contactless, and payment gateways for multiple acquirers. He also has experience working in project management and business analysis streams. He has worked in various domain-related initiatives in the cards and payments industry. Hari Rishi Bahadur Senior Consultant – Cards and Payments, Infosys Rishi is a senior consultant who specializes in cards management, payment card industry (PCI), and pre-sales. Generally, you cannot automatically collect recurring payments where the checkout process requires manual intervention from the customer such as paying by check, cash, money order, etc. USD) and are usually predetermined in your merchant account during registration. For the type of payment method (credit card, PayPal, etc.), click on the edit icon to enter your payment gateway credentials. His primary interest lies with customer loyalty, relationship management, and loyalty marketing. Abhisek will share his insights on next-generation payments, risk management, process simplification, and technology adoption. Please contact us if you don’t see the payment gateway you like to use.

Payment Gateway Domain Knowledge

Blogger Profiles Abhisek Bhowmik Lead Consultant – Cards and Payments, Infosys Abhisek Bhowmik has about 11 years of technology and domain consulting experience. Always ensure that your payment gateway can support your primary currency for your merchant account. You may also use the virtual terminal of your payment gateway to schedule the recurring collection of payment outside of the Storefront, if available. Comments Add comment

In order to accept credit card and other advanced payment types like PayPal, you will need to open a merchant account with a payment gateway provider (Authorize.net, Elavon, PayPal, etc.). Gautam Begde Lead Consultant – Cards and Payments, Infosys Gautam has close to a decade of experience in technology and domain consulting areas. He is a certified Project Management Professional (PMP) and Financial Risk Manager (FRM). He specializes in payments and risk management and has advised several top banks and payments companies in the world. He has about eight years of technology and domain consulting experience across leading global banks and payments companies. He is a Certified Scrum Master (CSM) by Scrum Alliance and has donned several project management and business analysis roles. Amit Kumar Sharma Senior Consultant – Cards and Payments, Infosys Amit Kumar Sharma is an ardent follower of payment technology innovations. Please contact your payment gateway for more information. For the type of payment method (credit card, PayPal, etc.), click on the edit icon to enter your payment gateway credentials. Please contact us if you don’t see the payment gateway you like to use. Siddhant Anthony Johannes Senior Associate Consultant – Cards and Payments, Infosys Siddhant is a Senior Associate Consultant working in the Cards and Payments practice at Infosys. He will bring this vast understanding to his blog posts, providing insights on a variety of topics such as next generation payments, risk management, process simplification, and technology innovation, etc. Deepak Mahajan Senior Consultant, Cards and Payments, Infosys With more than a decade of experience, Deepak comes armed with in-depth knowledge about domain-level initiatives such as new joinee induction, training, ideathon, and knowledge management. He specializes in payments and related compliance issues. Vignesh Alagappan Lead Consultant, Cards and Payments, Infosys With more than 11 years of domain consulting experience, Vignesh specializes in digital and mobile payments. He has been actively involved in payment initiatives such as Faster Payments System and Single European Payments Area with leaders in the banking industry. Siddhant’s interests are varied – ranging from payments innovations and legal and regulatory payments to compliance and behavioral finance. Dattaprasad Vaidya Lead Consultant – Cards and Payments, Infosys Dattaprasad Vaidya comes armed with over 13 years of experience and specializes in traditional and alternative methods for commercial and retail payment processing. He specializes in payments and risk management, and has expertise in risk management, requirements gathering, data analysis, functional design, and implementation. Authorize.Net AIM, Authorize.Net CIM, Paymentech, Elavon, PayPal Express Checkout, PayPal Website Payments Pro, Sage Pay Direct, etc.). Anubhav will blog about relationship management, loyalty marketing, and airline and retail loyalty. In his current role, Deepak handles loyalty, card launches, and credit bureau reporting and compliance. Sachin has extensive experience in product development, delivering practice leadership, program management, and consulting to customers across the globe in banking and financial services, insurance, communications, energy, and other key industries. She has been a solution designer for a telecom giant in the UK. His primary interest lies in areas such as customer loyalty and relationship management, loyalty marketing, and airline and retail loyalty. Prior to joining Infosys in 2014, Vikram has worked with some of the top banks in India, UK, and South Africa. Sagnik Chattopadhyay Senior Associate Consultant – Cards and Payments, Infosys Sagnik has about four years of technology and domain consulting experience. Generally, you cannot automatically collect recurring payments where the checkout process requires manual intervention from the customer such as paying by check, cash, money order, etc. Most payment gateways will waive the transaction fee if you refunded a transaction before the funds have settled. Hari will blog about next-generation payments, regulation and compliance, and remittance. Mythreya will blog on broader Insurance and Payments topics, with prime focus around digital insurance. Nageswara has varied interests that include – next-generation payments, payments security trends, digital platform solutions, startups, and innovations. His interests span across digital payments, mobile payments, and innovation. He currently plays the role of an innovation manager at the Insurance, Cards and Payments Innovation Center.

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